很多朋友对于30万营业执照能贷多少款和企业贷款最高300万不太懂,今天就由小编来为大家分享,希望可以帮助到大家,下面一起来看看吧!
本文目录
30万营业执照能贷多少款300的公积金贷款能批多少商贷300万十年月供多少一、30万营业执照能贷多少款①一般可贷到房产价值的7成。房产价值越高,可贷额度也就越高;
②银行还会考察经营流水和负债情况,经营流水越大,负债越低,更容易获得高额度。
①税贷:诚信纳税的个体户,纳税等级ABM,无需抵押物可申请多家银行税贷。
②税票贷:近一年增值税发票开票额较大的个体户,可申请银行税票贷。
③经营流水贷:经营流水比较大的个体经营者,可申请流水贷。(一般要求年流水结息≥28元)
二、300的公积金贷款能批多少公积金贷款额度,要根据还贷能力、房价成数、住房公积金账户余额和贷款最高限额四个条件来确定,其中四个条件计算出的最小值就是贷款人最高可贷金额。如果仅仅看住房公积金缴存基数,一般情况公积金缴存额与贷款比例为1:500,即300*500=15万元。
三、商贷300万十年月供多少商业贷款300万分10年还清,使用等额本金的还款方式;每月月供还款金额为37250元;贷款总支付利息为741125元;最终还款本金加利息合计为3741125元。
期次每月月供(元)偿还利息(元)偿还本金(元)剩余本金(元)
237147.9212147.92250002950000
337045.8312045.83250002925000
436943.7511943.75250002900000
536841.6711841.67250002875000
636739.5811739.58250002850000
736637.511637.5250002825000
836535.4211535.42250002800000
936433.3311433.33250002775000
1036331.2511331.25250002750000
1136229.1711229.17250002725000
1236127.0811127.08250002700000
1435922.9210922.92250002650000
1535820.8310820.83250002625000
1635718.7510718.75250002600000
1735616.6710616.67250002575000
1835514.5810514.58250002550000
1935412.510412.5250002525000
2035310.4210310.42250002500000
2135208.3310208.33250002475000
2235106.2510106.25250002450000
2335004.1710004.17250002425000
2434902.089902.08250002400000
2634697.929697.92250002350000
2734595.839595.83250002325000
2834493.759493.75250002300000
2934391.679391.67250002275000
3034289.589289.58250002250000
3134187.59187.5250002225000
3234085.429085.42250002200000
3333983.338983.33250002175000
3433881.258881.25250002150000
3533779.178779.17250002125000
3633677.088677.08250002100000
3833472.928472.92250002050000
3933370.838370.83250002025000
4033268.758268.75250002000000
4133166.678166.67250001975000
4233064.588064.58250001950000
4332962.57962.5250001925000
4432860.427860.42250001900000
4532758.337758.33250001875000
4632656.257656.25250001850000
4732554.177554.17250001825000
4832452.087452.08250001800000
5032247.927247.92250001750000
5132145.837145.83250001725000
5232043.757043.75250001700000
5331941.676941.67250001675000
5431839.586839.58250001650000
5531737.56737.5250001625000
5631635.426635.42250001600000
5731533.336533.33250001575000
5831431.256431.25250001550000
5931329.176329.17250001525000
6031227.086227.08250001500000
6231022.926022.92250001450000
6330920.835920.83250001425000
6430818.755818.75250001400000
6530716.675716.67250001375000
6630614.585614.58250001350000
6730512.55512.5250001325000
6830410.425410.42250001300000
6930308.335308.33250001275000
7030206.255206.25250001250000
7130104.175104.17250001225000
7230002.085002.08250001200000
7429797.924797.92250001150000
7529695.834695.83250001125000
7629593.754593.75250001100000
7729491.674491.67250001075000
7829389.584389.58250001050000
7929287.54287.5250001025000
8029185.424185.42250001000000
8129083.334083.3325000975000
8228981.253981.2525000950000
8328879.173879.1725000925000
8428777.083777.0825000900000
8628572.923572.9225000850000
8728470.833470.8325000825000
8828368.753368.7525000800000
8928266.673266.6725000775000
9028164.583164.5825000750000
9128062.53062.525000725000
9227960.422960.4225000700000
9327858.332858.3325000675000
9427756.252756.2525000650000
9527654.172654.1725000625000
9627552.082552.0825000600000
9827347.922347.9225000550000
9927245.832245.8325000525000
10027143.752143.7525000500000
10127041.672041.6725000475000
10226939.581939.5825000450000
10326837.51837.525000425000
10426735.421735.4225000400000
10526633.331633.3325000375000
10626531.251531.2525000350000
10726429.171429.1725000325000
10826327.081327.0825000300000
11026122.921122.9225000250000
11126020.831020.8325000225000
11225918.75918.7525000200000
11325816.67816.6725000175000
11425714.58714.5825000150000
11525612.5612.525000125000
11625510.42510.4225000100000
11725408.33408.332500075000
11825306.25306.252500050000
11925204.17204.172500025000
好了,关于30万营业执照能贷多少款和企业贷款最高300万的问题到这里结束啦,希望可以解决您的问题哈!